When you decided to file for bankruptcy you knew that there would be a meeting of creditors. Your lawyer and everything you read told you not to worry, that it would be a quick and painless process. Unfortunately, many people take this advice to mean that they don't need to do anything except show up, and that their meeting of creditors will go smoothly.
That may be the case, but the deck is stacked against you unless you take these 6simple steps to preparing for your meeting of creditors:
Cheap Bankruptcy Lawyers, Utah Bankruptcy Lawyer, Bankruptcy Lawyers In RI, Review Your Petition And Schedules. These documents are supposed to disclose all of your income, assets and debts. They also include information about your financial transactions prior to filing for bankruptcy. It's important to read these documents with fresh eyes before the meeting of creditors to ensure that it's all truthful, accurate and complete. If there's something missing or incorrect, you want to get it fixed before the big day. Talk With Your Lawyer. Your lawyer has done this before - hopefully, hundreds of time or more. When you speak with your lawyer you can get a better sense of the questions that may be asked and the issues you may face. Learn About The Trustee. Your bankruptcy trustee's name is on the Notice of Commencement you got in the mail when the case was filed. Hit the search engines to find out what other people think of the trustee, and whether he or she has any particular questions that will typically be asked. Review The Chapter 7 Trustee Handbook. The U.S. Department of Justice provides each and every bankruptcy trustee with a handbook that lists the questions they should be asking at every meeting of creditors. Chapter 13 trustees usually ask the same questions as the Chapter 7 trustees, so reading the Handbook is going to help regardless of the type of bankruptcy you filed. If you don't have a copy, just go to Google and type in chapter 7 trustee handbook. Collect And Send Your Documents. By law there are a number of documents your trustee needs to have well in advance of the meeting of creditors. Speak with your lawyer to ensure that all documents are collected and sent on time; if your lawyer doesn't have everything on hand, it's your job to get it to the right place. Put Your Identification Into Your Wallet Or Purse. You'll need to have your photo identification and Social Security card with you at the time of the meeting of creditors. If you don't have it, your meeting may not be held - in which case you'll be forced to come back again and waste another day.
Is Bankruptcy Right For You? Talk to Bankruptcy Attorneys Free and Confidential. Licensed bankruptcy attorneys are available. Attorneys will call you to discuss your case for free. Find out if bankruptcy is right for your situation.
Rating of Bankruptcy Attorneys
Get Online Application at online Bankruptcy Lawyer.
0 comments:
Post a Comment