Desperate times call for desperate measures. What has this got to do with bankruptcy? When you come to a point where you just have to declare and file for insolvency, going alone seems the best way out for many people. But is it always the case? Probably you will find it more of a burden to hire a lawyer due to the legal charges involved, but hey, have you considered that you could actually be saving yourself a lot of heartache?
Filing for bankruptcy without a lawyer, in my opinion, is a desperate measure. A lawyer is a professional and an expert who is well versed with the laws that govern insolvency. Furthermore, he is in a better position to plead your case on your behalf such that you could have almost half of your debts forgiven.
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Hiring a lawyer may seem like an extra expenditure, but think about it. Filing out the insolvency forms takes a lot of time and requires a lot of concentration. Your mind is already in a state of havoc. How sure will you be that you are giving the correct information? A lawyer is supposed to look into the little details and advise you accordingly.
Bankruptcy, as we all know, is a legal state of affairs. Do you want to face the law alone? Think of the possibility of your creditors coming to court with their own lawyers. Will you be informed enough to plead your case? What possibility is there that the judge will rule in your favor? Please do not undermine the importance of a lawyer. The legal charges can be settled in a stretched period of time.
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