The first step towards attaining freedom from creditors is by going to court to seek protection. For this to be a successful move, the debtor will require a personal bankruptcy attorney, who will handle his case. A personal bankruptcy attorney will be instrumental in assisting the debtor to make decisions that will not affect them in future.
It is wise for the debtor to seek the court guidance on how to get such a lawyer who will not be after his own interest, but will be working towards helping the debtor. There are legal agencies that will be ready to help an individual to get a lawyer to work with. In most cases, they do not charge high fees. In case the debtor decides to look for the lawyer on their own, they should watch out for those who will be hesitant to quote a particular amount of fee for the debtor.
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This could mean that this lawyer seeks to overcharge the debtor. A Personal bankruptcy attorney will be solely responsible for protecting you from the creditors harassment. This means that there will no longer be any communication between the debtor and the creditors. The lawyer will act as a middle man between the debtor and the creditor.
All calls made by the creditor will be answered by the lawyers. This can only be done when the court has approved it. A debtor should look for a lawyer who can work with him without any personal interest. Before the debtor can settle on one lawyer, they must look around to find out what the charges of each lawyer are.
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